CBQ#148

 Are you a penny-pincher or a big spender?

 


I am more of a penny-pincher because for so many years I did not have the option of spending money on more than basic essentials.  I know that problems may arise (the car stops working, the pipes break, things have to be replaced . . . ) that I would like to afford at the time it happens and not take out a loan so that I end up paying two to three times as much.  Once in a while I will splurge for something, but it’s rare.

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